About Emerge Mortgage

At Emerge Mortgage, we are committed to helping our customers find the perfect loan to suit their individual needs. Our team of experienced mortgage brokers works tirelessly to provide personalized solutions for each and every client. Whether you are a first-time homebuyer or looking to refinance, we are here to help you every step of the way.

Our Process

At Emerge Mortgage, we understand that applying for a mortgage can seem overwhelming. That's why we strive to make the process as simple and stress-free as possible. From pre-approval to closing, our team will guide you through each step and answer any questions you may have.

Loan Options

At Emerge Mortgage, we offer a wide range of loan options to fit your unique needs. Our team will work with you to determine the best loan program for your specific situation.

Competitive Rates

At Emerge Mortgage, we understand that finding a mortgage with a competitive rate is important. Our team works with a variety of lenders to ensure that you get the best rate possible.

Personalized Service

At Emerge Mortgage, we believe in providing personalized service to each and every one of our clients. Our team of experienced brokers will work with you to understand your unique needs and find a loan program that best fits your situation.

Expert Advice

At Emerge Mortgage, we pride ourselves on providing expert advice to our clients. Our brokers stay up-to-date on the latest mortgage trends and regulations to ensure that you receive the best possible guidance throughout the loan process.

Our Team

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Owner/Loan Officer

Michael Luna

NMLS #268588
CA DRE #0187980
Branch NMLS: 2492181

With over 25 years of dedicated service in the mortgage industry, this seasoned professional has become a pillar of expertise in his community. His extensive experience not only showcases his mastery of the complexities within the realm of mortgage loans but also reflects his unwavering commitment to assisting individuals in achieving their homeownership dreams. Renowned for his integrity and personalized approach, he has earned the trust of generations, leaving an indelible mark on the landscape of local home financing.

Loan Partner

Elijah Middlebrook

Branch NMLS: 2492181

He is a dedicated mortgage professional known for his honesty, reliability, and commitment to providing 24/7 communication. Currently in the process of obtaining his mortgage license, he works closely with Michael Luna to ensure clients receive seamless support throughout the loan process. Despite being early in his career, he has already helped clients achieve their dream of homeownership through Michael’s guidance and his own client-focused approach, delivering exceptional service every step of the way.

Our Quality Guarantee

At Emerge Mortgage, we are committed to providing our clients with the highest quality service. We understand that a mortgage is one of the biggest investments you will make in your lifetime, and we take that responsibility seriously. Our team of brokers will work tirelessly to ensure that you receive the best possible service and support throughout the loan process.

Are you ready to find the home of your needs? Fill out the application today!

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